{"id":2,"date":"2024-04-01T17:00:49","date_gmt":"2024-04-01T17:00:49","guid":{"rendered":"https:\/\/banking.incredible-choice.com\/?page_id=2"},"modified":"2024-04-06T14:46:06","modified_gmt":"2024-04-06T14:46:06","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/banking.incredible-choice.com\/index.php\/terms-and-conditions\/","title":{"rendered":"TERMS AND CONDITIONS"},"content":{"rendered":"[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.24.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]
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TERMS AND CONDITIONS<\/strong><\/p>\n

THESE TERMS ARE IMPORTANT AND AFFECT YOUR LEGAL RIGHTS. PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OUR WEBSITE.<\/strong><\/p>\n

Last Modified: April 5, 2024<\/strong><\/p>\n

Section 1 \u2013 Consent to Terms & Introduction<\/strong><\/p>\n

Welcome to Incredible Choice, a service provided by Incredible Choice LLC (referred to as \u201cIncredible Choice,\u201d \u201cCompany,\u201d \u201cwe,\u201d or \u201cus\u201d). The following terms and conditions, along with any documents incorporated by reference (collectively, the \u201cTerms\u201d), govern your use of our website, banking.Incredible-Choice.com (referred to as the \u201cWebsite\u201d or \u201cService\u201d).<\/p>\n

By using our Website or by accepting these Terms, you accept and agree to be bound by the terms outlined herein. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all eligibility requirements.<\/p>\n

If you do not agree to these Terms, please refrain from using our Website.<\/p>\n

Our Website is provided for educational purposes, as well as to offer commentary and criticism of services provided by other companies. Any mention of a company or trademark is solely for identification purposes and is protected under 15 USCS \u00a71115, allowing \u2018fair use\u2019 of a trademark. We do not have any actual affiliation with the companies or trademarks mentioned on our Website. We have taken precautions to prevent confusion about affiliation or endorsement with any of these companies.<\/p>\n

Through our Website, you may access additional services and premium features, which may be subject to their own separate terms. It is your responsibility to review these separate terms.<\/p>\n

Section 2 \u2013 Our Services<\/strong><\/p>\n

Our Website provides consumer information on fixed life insurance products, companies, and industry practices. There is no fee for using our Website. Banking.Incredible-Choice.com offers educational opinion, commentary, and criticism based on experience in the insurance industry.<\/p>\n

Any advice or guidance offered through our Website is educational and should not replace professional advice tailored to your needs. We encourage users to use the information provided for informational and educational purposes before consulting with licensed practitioners.<\/p>\n

We do not guarantee that the information provided on our Website will meet your individual needs. The information provided is general and not tailored to any particular person.<\/p>\n

Section 3 \u2013 Accuracy of Information & Changes to These Terms<\/strong><\/p>\n

We are not responsible if information on our Website is inaccurate, incomplete, or outdated due to changes beyond our control. The content on our Website is for general information only and should not be relied upon without consulting a licensed professional. It is your responsibility to monitor changes to these Terms.<\/p>\n

Section 4 \u2013 Third-Party Links<\/strong><\/p>\n

Based on information provided by you or your expressed interest, you may be directed to additional services, features, or third-party websites with their own terms and conditions.<\/p>\n

Our Website may contain links to our affiliate(s)’ websites, with your relationship governed by their terms and conditions. You are not obligated to do business with any company referred to from our Website, whether they are our affiliate or not.<\/p>\n

We do not control the content or practices of third-party websites and shall not be responsible for any damage or loss caused by reliance on their content or services.<\/p>\n

It is advisable to review the terms and conditions and privacy policies of any third-party websites or services you visit.<\/p>\n

Section 5 \u2013 License<\/strong><\/p>\n

We grant you a non-exclusive, non-transferable right to access and use our Website for personal, informational, and educational purposes only. You may not transfer, redistribute, sublicense, or create derivative works of our Website or its contents. You shall not acquire any ownership interest in our Website under these Terms.<\/p>\n

Section 6 \u2013 Information & Privacy Policy<\/strong><\/p>\n

To operate and provide the best experience on our Website, we may collect certain information about you. By using our Website, you consent to our collection and use of your information as outlined in our Privacy Policy.<\/p>\n

Section 7 \u2013 Disclaimer<\/strong><\/p>\n

All materials and content on our Website are for consumer education, commentary, and criticism purposes. Our Website should not replace professional advice. We provide the Website and its content on an ‘as is’ basis and exclude all warranties, express or implied.<\/p>\n

We expressly disclaim liability for any loss or damage sustained as a result of using our Website.<\/p>\n

Section 8 \u2013 Ownership of Intellectual Property<\/strong><\/p>\n

Incredible Choice owns all copyright, trademark, and other intellectual property rights in our Website and its contents. You may not reproduce or distribute any content without our prior written permission.<\/p>\n

Section 9 \u2013 Claims of Intellectual Property Infringement<\/strong><\/p>\n

If you believe your trademark or copyright has been infringed, please notify us immediately at info@incredible-choice.com<\/a> with the required information.<\/p>\n

Section 10 \u2013 Consumer Notices<\/strong><\/p>\n

For inquiries or complaints about Incredible Choice, please contact us at our agent for notice address.<\/p>\n

Section 11 \u2013 Term<\/strong><\/p>\n

These Terms will remain in effect as long as they are posted on our Website.<\/p>\n

Section 12 \u2013 Disclaimer of Warranties<\/strong><\/p>\n

Your use of our Website and its content is at your own risk. We do not warrant that our Website will be accurate, reliable, or error-free.<\/p>\n

We disclaim all warranties, express or implied, including but not limited to merchantability and fitness for a particular purpose.<\/p>\n

Section 13 \u2013 Limitation on Liability<\/strong><\/p>\n

In no event shall Incredible Choice, its affiliates, or licensors be liable for damages arising out of your use of our Website, including any direct, indirect, incidental, consequential, or punitive damages.<\/p>\n

Section 14 \u2013 Indemnification<\/strong><\/p>\n

You agree to indemnify and hold Incredible Choice harmless from any claims arising out of your violation of these Terms or your use of our Website.<\/p>\n

Section 15 \u2013 Governing Law and Jurisdiction<\/strong><\/p>\n

These Terms shall be governed by California law. Any provision found invalid shall not affect the enforceability of the remaining provisions.<\/p>\n

Section 16 \u2013 Binding Arbitration<\/strong><\/p>\n

Disputes shall be resolved through binding arbitration.<\/p>\n

Section 17 \u2013 Limitation on Time to File Claims<\/strong><\/p>\n

Any claim arising from these Terms must be filed within two years, or it is permanently barred.<\/p>\n

Section 18 \u2013 Waiver and Severability<\/strong><\/p>\n

Failure to enforce any provision shall not constitute a waiver of such provision. If any provision is found invalid, the remaining provisions shall remain in effect.<\/p>\n

Section 19 \u2013 Entire Agreement<\/strong><\/p>\n

These Terms constitute the entire agreement between you and Incredible Choice regarding our Website and supersede all prior agreements.<\/p>\n

Section 20 \u2013 Relationship<\/strong><\/p>\n

Nothing in these Terms creates an agency, employment, franchise, joint venture, or partnership relationship between us.<\/p>\n

Section 21 \u2013 Questions<\/strong><\/p>\n

If you have any questions about these Terms, please contact us at info@incredible-choice.com<\/a>.<\/p>\n

Privacy Policy<\/strong><\/p>\n

Our Privacy Policy outlines how we handle your information. By using our Website, you consent to our Privacy Policy.<\/p>\n

Other Limits to Your Privacy<\/strong><\/p>\n

We are not responsible for the privacy practices or content of third-party websites linked from our Website.<\/p>\n

Additional Information for California Residents<\/strong><\/p>\n

Under California privacy laws, including the CCPA, California residents have certain rights regarding their personal information. Please review our Privacy Policy for more information.<\/p>\n

Updates and Changes to Privacy Policy<\/strong><\/p>\n

We reserve the right to update our Privacy Policy at any time without notice. By continuing to use our Website, you agree to the updated Privacy Policy.<\/p>\n

Questions?<\/strong><\/p>\n

If you have any questions or concerns about our Privacy Policy, please contact us at info@incredible-choice.com<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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